Seed Financing Misconceptions: SAFE vs Convertible Note 

Attorney Maritza “Shay” Nelson discussing common seed financing misconceptions in choosing between SAFEs and Convertible Notes.

One of the biggest misconceptions about seed financing is that a SAFE (Simple Agreement for Future Equity) is “free money” because it lacks a traditional interest rate or maturity date. However, founders who believe this are setting themselves up for a severe dilution shock when they reach their Series A financing round. For serious entrepreneurs […]

SAFE vs. Convertible Note: The Essential Guide for Your Ohio Startup

Diverse startup founders reviewing cap table dilution and financing options on a monitor for a SAFE vs Convertible Note Ohio startup.

The Definitive Guide to Early-Stage Debt and Equity-Linked Instruments For the modern Ohio entrepreneur, the journey from “bootstrapped” to “investor-backed” is rarely a straight line. In the current 2026 funding landscape, speed and capital efficiency are the primary drivers of success. When you’re raising money from investors to bridge the gap between your initial MVP […]